All about small business with CTL

Have you ever been a spot where you couldn’t afford to do what you wanted to do, when you wanted to do it? The answer to that question is most likely yes. Whether we make a decent income or not, we are always faced with the truth that we can’t always afford what we want. That’s why credit cards and car title loans exist! To give us money that we need to buy something when we can’t afford to pay for them cash.  You might think it’s weird that I used car title loan as an example to getting extra money. Most of you would think that it’s a bad idea to use a car title loan, but I’m here to tell you why it’s not, and how it has worked for me.

A few months ago, I found myself online checking out different borrowing options. I needed a substantial amount of money, like $4000, to bring my girlfriend on a trip where I was going to propose to her. Since I had spent a lot of money on the ring, I had to get some extra cash for the trip and couldn’t get money anywhere else. For those of you who aren’t entirely sure what a title is, it’s a loan where to get money in exchange for putting up your car as collateral. Now wait a minute! Don’t start running yet. It’s actually a great way of getting money, and it really worked out for me. I was surprised to learn that the interest rate was low, I guess because you essentially sell them your car. But its not as bad as you might think. Title loan lenders, will assess your car and determine how much money to give you based on the year, model, and current condition of your car. I ended up getting the 4 grand that I was looking for, thankfully, my car is a 2008 and I have kept it in mint condition, so I was super stoked about it. I was really impressed with the quality of service I got from I couldn’t have been happier with the level of professionalism and quality customer care I received. I did not feel pressured or persuaded at all, and was able to work out a decent repayment plan with them that suited my income level perfectly. I was really impressed, especially since I was expecting something completely different.

I brought my girlfriend, now fiancée, to Jamaica to the Sandals resort and proposed to her while we swam with the dolphins, it was spectacular, and I couldn’t have wished for more, she was more than blown away. I haven’t told her I took out a loan and probably won’t, we’re not married yet, so she doesn’t have access to my finances, I plan on having it paid in full before that happens, lol. Over all I was super happy with this service and would definitely recommend to others. Just make sure you can afford it though or can really make a hole in your wallet.

Jan 30, 2012 by
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